Office Insurance

Wilsons office insurance policy was born from our clients concerns over their existing policies. In an attempt to answer these concerns Wilsons went to insurers with our own ideas and developed a specialist product for the market. This product offers exceptional cover, with less onerous warranties and conditions, whilst remaining competitive and highly effective.

Below are just a few of the benefits of the new Wilsons Office Policy that set it apart:

  • Unoccupancy restrictions - there are no restrictions for the first 30 days of unoccupancy. After that, burst pipes, malicious damage and glass cover are the only covers to be affected.
  • Property refurbishment or in the course of construction, including materials - up to £100,000
  • Works of art - up to £5,000 any one item
  • Business records and documents - up to £10,000 any one record/document. Kept separate from the contents sum insured, cover extends to Europe and for up to 30 days in each period of insurance anywhere in the World. Underwritten without a penalty for under-insurance.
  • Full theft - no need to have to prove "forcible and violent" entry to the premises to trigger the theft peril.
  • Theft damage to buildings without inner limit.
  • Capital additions up to £500,000 or 20% of sum insured where less.
  • £5,000 for misuse of company credit cards (UK only)
  • Loss of telecommunications - £500 per day, up to £50,000 any period of insurance
  • Under the EL there is no exclusion of manual work away
  • Under the PL there is no exclusion of manual work away
  • The minimum security condition (physical security) does not apply for the first 30 days beyond inception
 Simon HoareFor further information about Wilsons Office Policy please contact Simon Hoare on 0115 942 0111, or alternatively click here to email Simon.